Get Started
mobihero customer onboarding

Smart • Secure • Automated • Compliance-Ready

Digitising Vehicle Finance & Customer Onboarding

MobiAfrica helps dealerships, finance teams, and customers streamline the entire vehicle finance journey. From onboarding and verification to compliance checks and credit screening, our digital tools make the process faster, safer, and completely mobile-friendly.

mobiafrica digital transformation

Seamless Digital Onboarding

Seamless Digital Onboarding

Revolutionising Vehicle Finance in Africa

About Us

MobiAfrica is on a mission to revolutionise auto finance and digital onboarding. We’re driven by the belief that applying for vehicle finance shouldn’t be complicated, time-consuming, or insecure. Our platform brings together smart automation, best-practice compliance, and a seamless customer journey. 

MobiAfrica is a digital onboarding and finance platform built to simplify, secure, and accelerate vehicle finance applications. We remove friction from customer onboarding, reduce admin for dealerships, and ensure every step meets South African compliance standards — seamlessly. 

Our platform connects customers, F&I teams, and financial institutions in a single unified digital journey.

mobiafrica digital onboarding process
mobiafrica finance approval

(Value Proposition)

Why MobiAfrica?

  • Reduce Drop-Off Rates

    Intuitive digital journey keeps customers engaged and committed.

  • Lower Onboarding Friction

    No lengthy forms. Minimal manual data entry.

  • Self-Onboarding

    Customers apply from their own devices, at their own pace.

  • Data Integrity

    Real-time checks to prevent duplicate or fraudulent entries.

  • Faster Approvals

    Thanks to direct integration with financial institutions.

  • Dedicated Support

    First-line customer and F&I (Finance & Insurance) support for both dealerships and clients.

Our Services

What We Do

Digital Customer Onboarding

  • A user-friendly platform that lets customers apply for finance via any device.
  • Self-service onboarding that reduces in-store queues and customer drop-off.
  • Automated document processing to minimise errors and speed up approvals.

Compliance & Identity Verification

  • Real-time data verification ensures accuracy, security, and compliance.
  • Supports identity verification, liveness checks, and anti-money laundering (AML) screening.
  • Fully aligned with FIC (Financial Intelligence Centre) and POPIA regulations.

Credit Screening & Pre-Qualification

  • Apply from any device, anywhere.
  • User-friendly, self-service journey.
  • Real-time document uploads and validation.
  • Reduce in-store queues and drop-offs.

Business & Company Verification

  • Deep screening of companies: CIPC verification, director validation, VAT check.
  • Business account and bank statement verification + company credit analysis.

Vehicle Screening & Validation

  • Detailed vehicle screening (VIN, engine, chassis, “birth certificate”).
  • Check for outstanding finance, stolen or cloned status, accident history, and more.
  • Confidence and trust throughout the trade-in or purchasing process.

Lead Capture &
Onboarding

  • Mobi Lead: Generate custom QR codes for marketing campaigns, test drives, and off-site demos.
  • Onboard leads via QR or link — simple, fast, and flexible.

10,000+ successful finance applications processed

5+ years of digital finance expertise

20+ dealerships on the MobiAfrica platform

90% faster approvals compared to traditional finance processes

FREQUENTLY ASKED QUESTIONS

What is MobiLead?

MobiLead is our digital lead capture tool that generates QR codes and links to onboard leads instantly at events, dealerships, test drives, or online ads.

Customers simply click a link or scan a QR code, enter their information, upload documents, and complete verification steps. The system processes everything automatically and sends the data to the dealership or finance team. 

Absolutely. The platform is mobile-first and works on any smartphone, tablet, or desktop without needing to download an app. 

We perform identity verification, liveness checks, bank statement verification, income validation, credit checks, vehicle checks (VIN, engine, chassis), and business/CIPC verification. 

Yes. We offer free platform demos as well as training for your team. Book a demo any time via our contact form. 

Most applications can be completed in 5–10 minutes, depending on the user. Automated verification speeds up assessment and approval times significantly. 

Item 1

Present your content in an attractive Circle layout item 1. You can highlight key information with click or hover effects and style it as per your preference.

Item 2

Present your content in an attractive Circle layout item 2. You can highlight key information with click or hover effects and style it as per your preference.

Item 3

Present your content in an attractive Circle layout item 3. You can highlight key information with click or hover effects and style it as per your preference.

Item 4

Present your content in an attractive Circle layout item 4. You can highlight key information with click or hover effects and style it as per your preference.